Finance Your New Car With Key Worker Car Finance Deals
Having a reliable car is essential in today’s world, even more so for those working in professions with key worker status.
If you’re a member of KeyWorkers.com you automatically qualify for special treatment.
As a truly independent broker, our partners have a large panel of lenders who understand not everyone’s credit is perfect. Continue reading to find out how they can help key workers with bad credit or no credit history at all.
If I Have No Credit History Or Bad Credit Can You Still Help?
Yes, our partners can help key workers obtain car finance with no credit history and even those with a history of bad credit, although it can make it more difficult. The fact you are a key worker ensures you pass the first question any lender asks, which is, is the customer employed? The next step is can the customer afford the monthly payments.
Our partners understand the frustrations of finding your perfect car only to be refused the finance. This could be due to late payments or arrears, CCJ’s, or simply no credit history. The good news is having bad credit doesn’t mean you can’t borrow the money to finance the car you need to get driving.
Similar to those with a bad credit history, many lenders treat those with no credit history in the same way. This is due to them having no information as to how you handle your finances. This results in the finance deals offered to be the same as those with a bad credit history.
The good news is that once lenders see you repay your finance on time, your credit history will improve and the finance offers available to you improve.
How To Apply For Key Workers Car Finance
It all starts with our partner’s simple online application form. As a truly independent broker, they have a large panel of lenders, so we can find key workers the best car finance deals to suit your personal circumstances.
Once you have applied you will be assigned your own personal account manager, who will be on hand to answer any questions you may have, liaise with the lenders and even assist you with your car search.
Motorly, our partner, is a credit broker not a lender.